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I am trying to have my mortgage discharged through a New
I am trying to have my mortgage discharged through a New Jersey statue. NJSA2A16-49.1. My chapter 7 no asset Bankruptcy was discharged in 2010. The Trustee reverted the property back to me. Nothing ha… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
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i filed and was discharged in chapter 7 in 2010, i stayed in
i filed and was discharged in chapter 7 in 2010, i stayed in my home but never reaffirmed the mortgage, this past winter i went through another financial hardship and became delinquent on my mortgages… read more
Law Pro
Law Pro
Doctoral Degree
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Bought a house with someone 2005 who rolled all their debt
Bought a house with someone 2005 who rolled all their debt into the home. They were borrower, I am co-borrower. This person filed bankrupcy on the house, quit claimed house to me and left town. Mortga… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
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How do I prepare a court order in US District Maryland Bankruptcy
How do I prepare a court order in US District Maryland Bankruptcy Court to reaffirm my mortgage in a BK that was discharged in 2009?… read more
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Roger
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Doctoral Degree
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Can a mortgage be included in my list of liabilities by a creditor
Can a mortgage be included in my list of liabilities by a creditor if I was discharge from the mortgage by bankruptcy? I still live in the house and there is still a mortgage because my wife is still … read more
KUMI95
KUMI95
Attorney
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I received a chapter 7 discharge in 2010 with an intent to
I received a chapter 7 discharge in 2010 with an intent to reaffirm my mortgage loan. I never did reaffirm it with the bank but kept paying my payments. I was behind on my taxes and the city started t… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
My bank was pursing a foreclosure proceeding against me --
My bank was pursing a foreclosure proceeding against me -- (Bank of America) and now it seems that they have sold or transferred the loan to Ocwen Loans and they (Ocwen) sent me a pre-approved modific… read more
cfortunato
cfortunato
J.D.
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my recently divorced husband filed for bankruptcy. We had the
my recently divorced husband filed for bankruptcy. We had the mortgage in both names (deeded to me) and one credit card which I didn't even knew existed in our names. Will I have a bankruptcy on my cr… read more
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J.D.
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I filed for Chapter 7 bankruptcy in Connecticut in 2009. I
I filed for Chapter 7 bankruptcy in Connecticut in 2009. I gave up 2 properties in the bankruptcy. After the bankruptcy was discharged I signed a deed in lieu of foreclosure for 1 property. The other … read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,949 satisfied customers
Our home was listed in a bankruptcy in 2009, we were going
Our home was listed in a bankruptcy in 2009, we were going to let our bank foreclose on our home but was offered a deed inleiu deal, is this a good idea? also, if we were to proceed with the deed inle… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Hi I received a chapter 7 discharge in Oct. 2009. We did not
Hi I received a chapter 7 discharge in Oct. 2009. We did not reaffirm our home because we were trying to modify the loan. It looks like this is not going to happen so we are going to have to leave as … read more
cfortunato
cfortunato
J.D.
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We went through chapter 7 bankruptcy and it was discharged
We went through chapter 7 bankruptcy and it was discharged in August 2009. On our credit report for our mortgage it says zero balance and included in bankruptcy. We are still in our home not paying an… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
20,871 satisfied customers
I took a mortgage out in 1994 with my then boyfriend. In 1995
I took a mortgage out in 1994 with my then boyfriend. In 1995 we split up and he quit clain the deed to me, He is stillon the mortgage note with me. He is now filing bankruptcy. I was told topday the … read more
cfortunato
cfortunato
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I own properties along with my miserable ex-wife. Her name
I own properties along with my miserable ex-wife. Her name is XXXXX XXXXX deed of all 3 houses but not on any of the mortgage. During the course of this divorce I have been living in one of the house,… read more
KUMI95
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Doctoral Degree
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My mortgage was included and discharged in my chapter 7 bankruptcy
My mortgage was included and discharged in my chapter 7 bankruptcy in 2009. The bank filed foreclosure proceedings way bank July 2008. I am a bit worried why they have'nt brought my house to auction u… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,760 satisfied customers
hi i live in virginia beach and i went bankrupt in 2009 chapter
hi i live in virginia beach and i went bankrupt in 2009 chapter 7 my house was on it and i continued to pay however i cannot continue to pay can i stop paying and move out with ouit penalty or oweing … read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,949 satisfied customers
I have filed a chapter 7 on my house that my exboyfriend and
I have filed a chapter 7 on my house that my exboyfriend and I were buying. He has remained in the home but I have moved out and both names are XXXXX XXXXX deed. How do I get my name off of the loan? … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,760 satisfied customers
Both my wife and my names are on the deed to our home. I am the only one wh
re:Both my wife and my names are XXXXX XXXXX deed to our home. I am the only one who signed the note. The mortgage company told me that I am the only one who signed the note. But apparently, my wife d… read more
VanDLaw
VanDLaw
Juris Doctor
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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

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JoeLawyer

JoeLawyer

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A.J.

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Fritz

Fritz

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Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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