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My concern is not so much with the lender, they have already sent me a notification indicating that they have suspended any sale while they are reviewing my loan modification process,
but I would like to stop all the calls that I get and this newly received information subpoena, that I received -
I just want to be sure that conversion from Chapter 13 to Chapter 7 is possible and not unprecedented.
I also don't know that I want to spook my mortgage company with a BK filing - I'm trying to go for a Making Home Affordable Modification.
I also wanted to find out how long can we stall the Chapter 13 to allow
the mortgage company to come to a decision,
they actually said they would be making a decision within 30/45 days
The loan is with Ocwen,
I'd like to stay in the 13 until their decision is made