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No. The joint ownership is complicated. I owned it 50% with a lady who has since passed away, however we have a legal contract which allows the surviving member to remain in the house as long as they choose. After that, her heir would receive half-ownership, and if I pass away while living in the house my heir would receive the other half
As a follow-up to FiveStar: Thank you for this answer. I have one quick follow-up question - does this mean that the trustee, acting on behalf of my creditors, could engage the second owner to negotiate a deal of some sort? Also, my initial question had a second part which asked: "If I do NOT file chapter 7, can ordinary creditors, through legal action, force me to sell my home?". I'm not sure if that counts as a second question but I'd greatly appreciate your thoughts.