Here is my story... I bought a REO occupied home in 2012. The previous owners are still living there. We have no lease agreement. We went through the eviction process and won our case. The previous owners appealed, but we won that case as well. I was in front of the property with the sheriff about to evict them, but the sheriff told us that the previous owner (Husband) filed a chapter 13 bankruptcy which stops the eviction with the "automatic stay" enforced.
The bankruptcy case got dismissed, but he quickly refiled again. We finally got out hearing for motion to lift and was granted.
The sheriff stop the eviction again because the wife filed for bankruptcy this time and said we'll need to go back to bankruptcy court
to figure things out with them.
The husband can not file bankruptcy for another 180 days, but the wife's case may take around 90-120 days to get motion to lift automatic stay. Assuming that she will file bankruptcy 3 times like her husband.
Their son also lives on the property. He is not on the property deed. What if after the wife's bankruptcy get dismissed, can the son file bankruptcy to stop the eviction?
If their son is also capable of filing, it would be a never ending circle of bankruptcy...