WALLSTREETESQ : Hello I am a licensed attorney here to help you with your question, please review my response and do not hesitate to ask for clarification
WALLSTREETESQ : This is a common situation,
WALLSTREETESQ : you can list your mortgage in your bankruptcy and have it discharged,
WALLSTREETESQ : in this type of case, you have two options.
WALLSTREETESQ : one to leave the home to the creditor, or remain in the home, and make the current mortgage payments,
WALLSTREETESQ : You can still stay in the home, if the mortgage is paid by you or your spouse, having it discharged would only mean they cannot sue you if you missed payments, or in the event of a default.
WALLSTREETESQ : If your name is XXXXX XXXXX deed you are part owner, or full owner, so you have the rights to remain in your home.