my bankruptcy lawyer never told me I was not to use my credit cards prior to filing bankruptcy. I had moved out of my home and lived with a friend due to mold, separated from my fiance, then had to move back into the house due to issues with my friend. Everything I owned, except my clothes, TV's and some kitchen stuff had to be thrown away or burned due to the mold and my fiance took all of the things he had bought so I had basically nothing when I moved back to the house. The bankruptcy lawyer said I could file chapter 7
, foreclosure papers had been issued to me prior to seeing the lawyer and he felt I would be in the house until at least next year, so I replaced some, not all, of the items I had lost. In addition, several large appliances stopped working so I had to replace them as well. He filed the paperwork the end of April, I told him about the credit card usage after receiving paperwork from the law office last week. He said he found it hard to believe noone told me not to use the cards, tried to deflect the blame stating did I remember him saying not to get dental work done until after the discharge of the bankruptcy using a care credit card I had just received in the mail. He never explained why, I thought the court would not look kindly if I started dental work prior to declaring bankruptcy but could not pay my credit cards. I am sick about this, had no idea I could be put on the witness stand and cross examined by my creditors at the meeting of the creditors, was told they never showed up. The paralegal, however, last week told me it happens all the time in case they suspect fraud. I had no intention of defrauding anyone, I honestly thought I could use the cards until my bankruptcy was filed. I did not use all of my credit cards, just 3. I even mentioned to the paralegal several weeks ago when she mentioned to me she would be calling me for the final balance in my checking account that I had used several of my credit cards and that I would give her updated balances. She never said a word to me. I told the lawyer that I do not want to get in trouble, he said you are not in trouble, you will just have to pay back what you spent. I hope this is true, I have not slept well since this happened last Friday. Help, I need advise!