Bankruptcy Law

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Related Bankruptcy Law Questions
I have medical bills with a hospital that has turned the
I have medical bills with a hospital that has turned the debt over to an attorney who's suing me for the entire balance. I'm in the process of going bankrupt, but have been stalling and decided to fil… read more
Shelia
Shelia
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J.D.
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I have lots of credit card debt that has gone into
I have lots of credit card debt that has gone into collections and bills I can't afford, I am unemployed and looking for a job. I think I could qualify for bankruptcy but I am not comfortable/don't wa… read more
Legal Lady Lawyer
Legal Lady Lawyer
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I'm currently in a bankruptcy case and my monthly payment
I'm currently in a bankruptcy case and my monthly payment plan is a lot more than I can afford. My attorney says I do not qualify for a chapter 7 and if I do not make a payment the trustee is going to… read more
AlexS-Attorney
AlexS-Attorney
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What are the main distinctions be between all the different
What are the main distinctions be between all the different types of bankruptcy? I recently read where Chapter 13 requires you to have income, but is there a minimum threshold of income? I am self-emp… read more
AlexS-Attorney
AlexS-Attorney
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I live in NJ. I have a house. The value of the house is
I live in NJ. I have a house. The value of the house is around 500,000 and the remaining mortgage is about 320,000. I have been paying the mortgage, but I have credit card debts over 150,000. I want t… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,960 satisfied customers
Can a confessed judgment promissory note that is based on
Can a confessed judgment promissory note that is based on fiduciary defalcation and breach of fiduciary duty or will the bankruptcy court honor the terms of the confessed judgement promissory note (fo… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,960 satisfied customers
We are filing Chapter 13 bankruptcy. Can our case be still
We are filing Chapter 13 bankruptcy. Can our case be still approved if we have a judgement against us from the credit card we owe money to?… read more
Roger
Roger
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Doctoral Degree
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This is an Illinois related question. My wife and I, although
This is an Illinois related question. My wife and I, although currently both self employed with our own single member LLC's, are looking for new employment outside of these LLC's. One of the LLC's wil… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
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How is credit card debt treated in chapter 13 bankruptcy? Just
How is credit card debt treated in chapter 13 bankruptcy? Just trying to figure out all of my options. I do not have much assets but I have a car which is worth possibly $2k at the most, my clothing, … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I have had approx 5 default judgement over the course of ten
I have had approx 5 default judgement over the course of ten years. The debt is all over 10 years old ( I graduate in 01 and should had filled for a chapter 7 but up unitl a few years ago knew nothing… read more
socrateaser
socrateaser
37,075 satisfied customers
My husband and I filed a Chapter 13 in August? 2009. All went
My husband and I filed a Chapter 13 in August? 2009. All went well. Payments were taken directly from his pay. In October, 2010 he committed suicide. Once there was no more checks for the payments to … read more
cfortunato
cfortunato
J.D.
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I had debated on doing a short sale for 10 months but it happened
I had debated on doing a short sale for 10 months but it happened in Nov. now I am living in an apt. bought a used car; payment 564.per month. My income is less, no overitme. Credit cards about 18,000… read more
wallstreetfighter
wallstreetfighter
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Doctoral Degree
11,811 satisfied customers
How can someone who owes me $84,000 (unsecured), and has ample
How can someone who owes me $84,000 (unsecured), and has ample assets (if sold) to repay ALL her debts, file a chapter 13, pay me $125 per month for 3 years, then walk away from what she owes me, KEEP… read more
Terry L.
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Attorney
Doctoral Degree
2,960 satisfied customers
Ive been working to pay off my creditors but several have
I've been working to pay off my creditors but several have taken me to court and I now have 2 judgements against me. Is it to late to file for bankruptcy when they move to garnish my pay?… read more
Ellen
Ellen
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Doctoral Degree
20,957 satisfied customers
Recently, I had a judgement brought against me from Beneficial
Recently, I had a judgement brought against me from Beneficial for $11,179.00. I went to the hearing and the judge took 6 minutes to approve the judgement. I have other creditors and do not want my sm… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,960 satisfied customers
I have been receiving social security disability as well as
I have been receiving social security disability as well as long-term disability since 2003. My disposable income dropped by approximtely 50% when I became disabled. Since 2003, I used my savings to s… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
I sold my California cafe 3 months ago for $30,000. I kept
I sold my California cafe 3 months ago for $30,000. I kept the funds in a separate account and used them ONLY for living expenses (mortgage, food, credit card pmts., gas, utilities, etc.) while I am l… read more
Law Girl
Law Girl
Attorney
Doctoral Degree
153 satisfied customers
I am inquiring about bankruptcy. I have heard so many different
I am inquiring about bankruptcy. I have heard so many different sides, I don't know what to believe. My house payment and car payments are late but made every month. I have several credit accounts tha… read more
Marcus Parker
Marcus Parker
Doctoral Degree
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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 20+yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

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JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Barrister

Barrister

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21 years practicing law. Landlord 29 years

Law Girl

Law Girl

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I am an attorney.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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