Bankruptcy Law

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for socrataser onlymoderator - this is not homeworkI
for socrataser only moderator - this is not homework I presently have checking accounts with Bank A and Bank B. A gets direct deposit of pension. Also, American Express takes a substantial automatic p… read more
socrateaser
socrateaser
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I am retired and live in Oregon. I get my pension and social
I am retired and live in Oregon. I get my pension and social security. I have 10 creditors that I can't pay. I'm making my house and car payments but they are both upside down. I own very little. Can … read more
cortrightlaw
cortrightlaw
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OREGON. Received summons from creditor for "civil suit" in
OREGON. Received summons from creditor for "civil suit" in Clackamas County Circuit Court. I have one week left of the 30 days to respond to it. Not sure if I should respond or let default judgement t… read more
wallstreetfighter
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im a citizen from indiana recieved a letter from the bank stating
im a citizen from indiana recieved a letter from the bank stating that there has been a request for personal information reguarding a case aganst me with a insurance company suing me 2 weeks later my … read more
socrateaser
socrateaser
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If I quit paying my credit cards, but didnt file for bankrupcty
If I quit paying my credit cards, but didn't file for bankrupcty right away, what recourse do the credit card companies have? I know they will hound me for the money, but is that typically something t… read more
Terry L.
Terry L.
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I live in Florida. I have Aprox.$67,000 in Credit Card Debt.
I live in Florida. I have Aprox.$67,000 in Credit Card Debt. The most part was from a business I was unofficially involved with ,with a man I had know for 13+ years. He sold the business and gave me $… read more
wallstreetfighter
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In the state of AZ. My mother received a summons for a credit
In the state of AZ. My mother received a summons for a credit card my father opened in his name for a huge amount of debt. My father passed away just prior to the service of the summons. My mom had no… read more
Ellen
Ellen
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Hello, I am trying to complete an Answer To Contract
Hello, I am trying to complete an "Answer To Contract" (pld-c-010) form to the best of my ability, to respond to a summons in California, for a debt I am being sued for by a collection agency. The sum… read more
cfortunato
cfortunato
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I just received a summons at my home from CIR Law Offices.
I just received a summons at my home from CIR Law Offices. The Plaintiff is HSBC Bank Nevada and the amount is !728.06. I live in Benicia, CA in Solano County. I don't remember the last time I made a … read more
wallstreetfighter
wallstreetfighter
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I receive social security income because I am disabled and
I receive social security income because I am disabled and I have received several letters from different lawyers saying a case has been filed against me by discover card. I have not been served but t… read more
cfortunato
cfortunato
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Bankruptcy or just stop paying credit cards Facts $33k cc debt. $780mo ss income. 63 yrs o
Bankruptcy or just stop paying credit cards?Facts:$33k cc debt. $780mo ss income. 63 yrs old, no house, 9 yr old hyundai paid,4 yr old caravan 245 mo. no house, no stock etc 710 credit score. Husband … read more
cfortunato
cfortunato
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Im being sued by a collection agency for a defaulted land
I'm being sued by a collection agency for a defaulted land loan I closed on in Florida. They are suing me in the city of New York because I reside here. I received a summons yesterday and I went to fi… read more
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I defaulted on an unsecured credit card in Texas back in 1998.
I defaulted on an unsecured credit card in Texas back in 1998. I now live in Colorado, can the creditor pursue the debt even though it was originally opened in Texas?… read more
Terry L.
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hi, i have a total of $170000 in unsecured dept , broken down
hi, i have a total of $170000 in unsecured dept , broken down 90000,40000,20000. i also owe the irs $47 000 for early withdrawal 401k for 2008. i have no assets but i am employed full time at $150 000… read more
wallstreetfighter
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hello.i have had a major credit card company file a civil suit
hello.i have had a major credit card company file a civil suit against me for a credit card debt. the debt is $2,593.54. my husband is a small painting business owner & his business went way down a fe… read more
Terry L.
Terry L.
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I have an old credit card debt, sears in 1998. I received
I have an old credit card debt, sears in 1998. I received a call from a collection agent, LLC Funding, and this guy is telling me there has been a suite filed against me by a lawyer, in 2003 in Butler… read more
Terry L.
Terry L.
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Doctoral Degree
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I just received a summons (I think..not sure if its real or
I just received a summons (I think..not sure if its real or just intimidation) from a collection company A that said they purchased a bad debt from another collection company B that purchased this deb… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
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I got behind in paying credit cards, the interest rates went
I got behind in paying credit cards, the interest rates went to 36% could not get caught went to a credit agency "the palmer law firm" who said they could help. I am now being told by "the credit coll… read more
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Meet the Experts:

Terry L.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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