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Related Bankruptcy Law Questions
I live in South Carolina. I filed for bankruptcy, chapter7,
Hello, I live in South Carolina. I filed for bankruptcy, chapter7, on 4/19/2018 and it was discharged 6/18/2018. My problem is that now both my real estate loan as well as my car loan has dropped off … read more
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Chapter 7 Auto reaffirmation request from Auto Load. North
Chapter 7 Auto reaffirmation request from Auto Load. … read more
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I'm currently in my 22nd month of a chapter 13 plan. The
I'm currently in my 22nd month of a chapter 13 plan. The trustee rolled my auto loan into the plan. I never reaffirmed but did plan on keeping my vehicle. My lawyer said as long as I kept up my paymen… read more
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I want to rescind a reaffirmation agreement for a leased
I want to rescind a reaffirmation agreement for a leased car, a car i am up to date on payments, i plan to keep the car, but want to leave the option open to give the car back since it was covered in … read more
Phillips Esq.
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If my auto lender is not requiring me to sign a reaffirmation
If my auto lender is not requiring me to sign a reaffirmation agreement, do I need to file anything with the court since I did select to reaffirm the debt on my SOI? My auto lender is just letting me … read more
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Hello, I am getting mixed answers to this question. I have
Hello, I am getting mixed answers to this question. I have had responses from 2 lawyers here and others on the outside. PLEASE NOTE--THIS IS FOR THE STATE OF WISCONISN SO PLEASE BEFORE ANSWERING, BEFO… read more
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1. I am doing my bankruptcy pro se in the State of Texas. I
1. I am doing my bankruptcy pro se in the State of Texas. I do not agree with the reaffirmation agreement on my car from the (Texas) creditor and made revisions and sent it back. What happens if we do… read more
socrateaser
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My attorney didnt file my reafirmation aggrement on time so
My attorney didn't file my reafirmation aggrement on time so my car was repoed yesterday. Tried dealing with her called Ford and they said case is closed. My bankruptcy is still open. This has been go… read more
Terry L.
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I have just within the last 30 days received a Chapter 7 discharge,
I have just within the last 30 days received a Chapter 7 discharge, and I had filed ProSe. I had a car that was included in the bankruptcy, and I was reaffirming the debt because I wanted to keep the … read more
cortrightlaw
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A medical senario forced me to file a bankruptcy 2 years ago. I have an auto loan that wa
A medical senario forced me to file a bankruptcy 2 years ago. I have an auto loan that was never a part of this. All payments are up to date and have never been late. The financial institution refuses… read more
Ellen
Ellen
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I filed for chapter 7 bankruptcy on June 11th. I have completed
I filed for chapter 7 bankruptcy on June 11th. I have completed all my required paperwork and attended the meeting with the creditors. My question is regarding possible repossession on a upside down c… read more
Terry L.
Terry L.
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Our bankruptcy case was discharged back in January, but I still
Our bankruptcy case was discharged back in January, but I still have a question regarding the one vehicle that we kept. We signed a reaffirmation agreement with the lender, and they filed it with the … read more
Ellen
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We filed chapter 13 last year and our car pymt was included
We filed chapter 13 last year and our car pymt was included in it. In March of this year we converted to chapter 7 and got the car loan back. We called and HSBC said to just start making the payment a… read more
Terry L.
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are social security benefits (retirement) considered income
are social security benefits (retirement) considered income for purposes of the means test in considering bankruptcy… read more
Phillips Esq.
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I filed for chapter 7 and my discharge is next month..I received
I filed for chapter 7 and my discharge is next month..I received a letter from my auto company saying the car will be repossessed if i didnt pay a certain amount by a due date. I called to get a Reaff… read more
Terry L.
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I just received a final decree on my chapter 7 discharge stating
I just received a final decree on my chapter 7 discharge stating that my case has been fully administered, is discharged, and the case is closed. At the beginning of the process and application I had … read more
Ellen
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I filed chap 7 have a discharge and a reaffirmation on nan
I filed chap 7 have a discharge and a reaffirmation on nan auto loan. Firstv pmt was due on dec 24th, it was paid, payment has been verified by all involved. next pmt is due on Jan 24th. My auto was r… read more
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I asked to be dismissed from a bankruptcy petition (July 08).
I asked to be dismissed from a bankruptcy petition (July 08). Thought I COULD now manage my credit. When I filed, I was NOT behind on auto payments. But, a few days ago I received notice regarding rep… read more
VanDLaw
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Meet the Experts:

Terry L.

Terry L.

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cortrightlaw

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JoeLawyer

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A.J.

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Law Girl

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I am an attorney.

Barrister

Barrister

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19 years practicing law. Landlord 27 years

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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