Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*
Welcome to JustAnswer,So sorry to hear of this dilemma. If my answer is not clear to you or does not fully answer your question, please ask me for clarification by using the reply button.
Unfortunately if you have the loan with the bank, the bank has a right of set-off against any accounts held at that institution and therefore may unilaterally freeze the accounts. The remedy to quickly unfreeze the accounts would be to file a chapter 11 bankruptcy.