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cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
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I called a creditor to make a past due payment and a manager

Resolved Question:

I called a creditor to make a past due payment and a manager said that my account says I filed for bankruptcy, which I told him I did not. He asked me to then fax him a letter stating that I never have, nor have ever intended to file for bankruptcy. How is the best way to word/draft that body of letter? And have I fell victim to ID theft? What is my next step? Investigate further? Investigate my credit reports? Thanks for your help!
Submitted: 5 years ago.
Category: Bankruptcy Law
Expert:  cfortunato replied 5 years ago.

Hi JACustomer,

The letter should be simple and short.

Here is what you can send:

"This is to verify that I, [your name], have never filed a Bankruptcy."

To give your letter more weight, you can have your signature notarized.

Your next step is to check your credit reports to see if a Bankrutpcy is listed. It is possible the creditor made the error, and that there is no Bankruptcy on your credit reports.


I think this is what you wanted to know. If not, please let me know.
Thank you.



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