Bankruptcy Law

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Related Bankruptcy Law Questions
I have owned a home for about 8 years. The mortgage is only
I have owned a home for about 8 years. The mortgage is only in my name. I got married in July 2017. I recently filed a quit claim deed establishing my wife and I as "tenants by the entirety". She is n… read more
Barrister
Barrister
Attorney/Landlord/Realtor
Doctoral Degree
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Our divorce was finalized in California on 12/16/15 (I moved
Our divorce was finalized in California on 12/16/15 (I moved to AZ 7/2016 however). In our divorce decree he got our home, but I'm still on the mortgage loan documents. We have quite a bit of tax debt… read more
LegalGems
LegalGems
Juris Doctorate
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Chapter 7 was filed and discharged 3 years ago. The mortgage
Chapter 7 was filed and discharged 3 years ago. The mortgage was not reaffirmed and after the bankruptcy due to job loss, I was unable to keep making the payments. Fast forward 3 years later, the hous… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
We have 2 mortgages on our house. Back in 2009, we filed bankruptcy
We have 2 mortgages on our house. Back in 2009, we filed bankruptcy on the arrears for the 2nd mortgage in a Ch 13. We stopped making payments on that 2nd mortgage and I guess we are protected until n… read more
socrateaser
socrateaser
36,498 satisfied customers
own house with spouses free and clear, i have major cc debts
own house with spouses free and clear, i have major cc debts due to gambling, want to divorce him to spare him any more of my destructive damage, want to sign the house over to him, want to do chapter… read more
socrateaser
socrateaser
36,498 satisfied customers
I am a creditor in a bankruptcy case. The debtors filed a
I am a creditor in a bankruptcy case. The debtors filed a No Asset CH 7 Bankruptcy and were DISCHARGED on 11/21/12. They then filed a CH 13 Asset Bankruptcy on 01/30/13; the case is still pending. The… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,879 satisfied customers
About 4 1/2 years ago,my wife and I had a very unusual circumstance,we
About 4 1/2 years ago,my wife and I had a very unusual circumstance,we filed for ch 7 bankruptcy, then switched to ch 13 in order to save our home. Eventually we switched back to ch 7 and the home was… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,887 satisfied customers
I have credit card collection agents calling at work and home
I have credit card collection agents calling at work and home all times of day and night. My mortgage is now two months behind. It is getting hard and hard to kept food on the table. I don't think I c… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
A professional who owes me money, filed for bankruptcy (chapter
A professional who owes me money, filed for bankruptcy (chapter 7) last February, yet he and his wife are still living in their mini mansion and spent much of the summer vacationing in the mountains, … read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
12,626 satisfied customers
I am a commission based sales manager making about 50% of what
I am a commission based sales manager making about 50% of what I was bringing in 4-5 yrs ago. I am currently 2 months behind on my mortgage, owe property taxes, behind on alimony and child support, be… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,233 satisfied customers
My parents owned a piece of farm land for years. They sold
My parents owned a piece of farm land for years. They sold the land to someone I know to basically hold temporarily. I agreed to make the mortgage payments and was planning on purchasing the property … read more
Brent Blanchard
Brent Blanchard
Solo Practitioner
Doctoral Degree
1,964 satisfied customers
My mother hire a loan modification firm in May 09. They told
My mother hire a loan modification firm in May 09'. They told her not to send any payments and till this date they have not successfully modified the loan. There was a sale date on Nov. 5, 2009 but sh… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,879 satisfied customers
Can I do a Quit Claim Deed on my primary residence because
Can I do a Quit Claim Deed on my primary residence because a collection suit is filed against me by a credit card company? I have no money to repay them, as well as, the house has very little equity. … read more
Ellen
Ellen
Attorney
Doctoral Degree
20,887 satisfied customers
when a son and daughter both share a quit claim deed, and the
when a son and daughter both share a quit claim deed, and the son claims bankrupsy, where does the sons share go to ?… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,879 satisfied customers
Im in central district of IL and qualify to file ch. 7; however,
I'm in central district of IL and qualify to file ch. 7; however, I have $40,000.00 equity in home. I've been refused by banks to refinance, do a 2nd mortgage or consolidate so bankruptcy is my only o… read more
Maverick
Maverick
Doctoral Degree
8,059 satisfied customers
I would like to know 1 if i own two homes and i file chapter
I would like to know : 1 if i own two homes and i file chapter thirteen can i keep both homes? 2. i would like to know if i cant keep both homes can i quit claim deed one of the homes to another perso… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,233 satisfied customers
On September 21, 2007 I gifted (quit claimed) the deed to my
On September 21, 2007 I gifted (quit claimed) the deed to my home to my son for estate planning purposes. In November 2007 I received an SBA Loan. Is the property transfer exempt under Bankruptcy Code… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
24,304 satisfied customers
My friend owns the condo I live in and she put on the deed
My friend owns the condo I live in and she put on the deed by signing a quit claim. My name is XXXXX XXXXX the mortgage, just on the deed. If I file chapter 7 will it affect her credit at all? Also, I… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,887 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Fritz

Fritz

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Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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