Bankruptcy Law

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Related Bankruptcy Law Questions
I had an investment property that I surrendered an filed a
I had an investment property that I surrendered an filed a chapter 13 in the state of Pennsylvania. I have completed my chapter 13 plan, but the property is still listed in my name with that mortgage … read more
Isaac, Esq.
Isaac, Esq.
Attorney at Law
Doctoral Degree
51,688 satisfied customers
Chapter 7 was filed and discharged 3 years ago. The mortgage
Chapter 7 was filed and discharged 3 years ago. The mortgage was not reaffirmed and after the bankruptcy due to job loss, I was unable to keep making the payments. Fast forward 3 years later, the hous… read more
Legalease
Legalease
Attorney At Law
Doctor of Law w/ highest honors
15,719 satisfied customers
We have 2 mortgages on our house. Back in 2009, we filed bankruptcy
We have 2 mortgages on our house. Back in 2009, we filed bankruptcy on the arrears for the 2nd mortgage in a Ch 13. We stopped making payments on that 2nd mortgage and I guess we are protected until n… read more
socrateaser
socrateaser
37,075 satisfied customers
This is related to bankruptcy and real estate. I live in Utah
This is related to bankruptcy and real estate. I live in Utah am a year behind on a home whose loan is more than the value of the home. As of Sept 19 they can set a sale date no sooner than 30 days fr… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,400 satisfied customers
I filed a Chapter 7 in 2010 and received a discharge from my
I filed a Chapter 7 in 2010 and received a discharge from my mortgage note. I still live in the home because I discovered fraud in the foreclosure documents. Now I'm am under foreclosure again. I am f… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
I have been in a chapter 13 since 2/2009. On 3/2010 I remarried
I have been in a chapter 13 since 2/2009. On 3/2010 I remarried and my new wife took over the paying of the bills. She fell in arrears several months but made up the back payments. Additionally, I mov… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
About 4 1/2 years ago,my wife and I had a very unusual circumstance,we
About 4 1/2 years ago,my wife and I had a very unusual circumstance,we filed for ch 7 bankruptcy, then switched to ch 13 in order to save our home. Eventually we switched back to ch 7 and the home was… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
what happens to our first second and third mortgages if we
what happens to our first second and third mortgages if we were to convert our chapter 13 to chapter 7?… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
32,041 satisfied customers
Chpt 7 discharged 9/16/09. Got a forbearance on mortgage for reduced payments in 12/10, 1/
Chpt 7 discharged 9/16/09. Got a forbearance on mortgage for reduced payments in 12/10, 1/11, & 2/11. Payments kept up since, now Bank Of America wants to foreclose over $4900 in what they say is over… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I need some clarification on Ch 11 bankruptcy process. I have
I need some clarification on Ch 11 bankruptcy process. I have a total of unsecured debt which incl future def judgments of 700k and 125k of credit card debt.. Totalling 825k. If I file Ch 11, what rea… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
If income too high to qualify for chapter 7 and the unsecured
If income too high to qualify for chapter 7 and the unsecured debt to high to be paid over the 5 years imposed by Chapter 13 (unsecured personal debt over 500,000), what kind of bankrupcy protection, … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I was in the middle of a loan modification when i filed for
I was in the middle of a loan modification when i filed for a Chapter 7 Bankruptcy at the end of 2009. Was discharged from the 7 but my house is in foreclosure and set for a sale the end of next week.… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,686 satisfied customers
Background 1. I just lost my job and my attorney filed for
Background: 1. I just lost my job and my attorney filed for the conversion to a ch13 from a 7. I asked my attorney to look into possibly dismissing the case since I will not have any income to pay the… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,686 satisfied customers
My mother hire a loan modification firm in May 09. They told
My mother hire a loan modification firm in May 09'. They told her not to send any payments and till this date they have not successfully modified the loan. There was a sale date on Nov. 5, 2009 but sh… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
3,686 satisfied customers
We are facing foreclosure on our house and have made several
We are facing foreclosure on our house and have made several unsuccessful attempts to do a loan modification with our current lender through various companies. Our mortgage company wanted us to pay 1/… read more
socrateaser
socrateaser
37,075 satisfied customers
we filed for chapter 7 bankruptcy on 8/25. our home was up
we filed for chapter 7 bankruptcy on 8/25. our home was up for foreclosure sale on 9/2. the banks attorney pulled the sale just a few hours before it was due to happen. court docket states sale was pu… read more
JP
JP
Doctoral Degree
109 satisfied customers
from ohio does the court require allyour creditors to be listed
from ohio does the court require allyour creditors to be listed in your patition for chapter13.… read more
VanDLaw
VanDLaw
Attorney
Juris Doctor
828 satisfied customers
How do I buy a house from a seller who has filed a chapter ...
How do I buy a house from a seller who has filed a chapter 13 bankruptcy? The seller wants to sell, the house will be going to Foreclosure within 4 days. There is a 1st mortgage ($92K) with backpaymen… read more
WA Bankruptcy Lawyer
WA Bankruptcy Lawyer
Doctoral Degree
16 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

3,686 satisfied customers

Better Business Bureau. 20+yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

264 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Barrister

Barrister

Attorney

172 satisfied customers

21 years practicing law. Landlord 29 years

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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