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cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
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Can one file bankruptcy in Massachusetts to eliminate credit

Resolved Question:

Can one file bankruptcy in Massachusetts to eliminate credit card debt only ($30-40K) without involving issues related to a house mortgage (upside down equity) and vehicle (20,000K still owed)? Thank you.
Submitted: 6 years ago.
Category: Bankruptcy Law
Expert:  cfortunato replied 6 years ago.
Hi JACustomer,
When you file a Bankruptcy, you are allowed to continue to pay any creditors - including your mortgage lender and your car loan company - that you want to continue to pay.
If you are current on the payments for these loans, and if you continue to pay them, filing a Bankrutpcy will have no affect on them.

I think this is what you wanted to know. If not, please let me know.
Thank you!
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