Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
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The only chapter of bankruptcy where debt is discharged is Chapter 7, which is a complete liquidation.
There are exemptions for vehicles and primary residence that should keep this property safe. Here's an outline of the exemptions: http://www.bankruptcyinformation.com/ms_exemp.htm. Also, if she has a loan on the car or a mortgage on the house, she can reaffirm those debts by reaching an agreement with the lenders.
Her unsecured debts can be discharged through bankruptcy to relieve her of these obligations.