Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Hi - my name is Kirk and I'm a Bankruptcy litigation attorney here to assist you.
If the money was paid by you through the plan to cover your mortgage payments, the court should order the trustee to transfer those funds to the mortgage company.
However, it is true that you would have to reopen the case and notice the motion to transfer/disburse funds to make sure all creditors are notified. I don't see how any creditor could actually claim the money if it was paid specifically for the mortgage debt, but you still must notice the matter and give all interested parties an opportunity to object.
If you're already underway with foreclosure proceedings, you should get your attorney to act on this asap.