Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Hi - my name is Kirk and I'm a Bankruptcy litigation attorney here to assist you.
Yes, you can file bankruptcy under Chapter 7 of the bankruptcy code and have the debt discharged and relieve yourself from this obligation.
You will have to pass the means test to qualify, but assuming you can do that, you should be able to file. Here's a site to calculate: http://www.legalconsumer.com/bankruptcy/nolo/state.php?st=FL
Thanks I tried the means test confusing terminology... I don't know what to put under as the 75 k debt.
The reason I ask is b/c I am due to pay my 70k student loans back and was deemed able to pay for the deficiency for our house this april. We are hearing mixed responses on whether or not we could include it.