Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
The case you cited applies specifically to a Chapter 13 filing only.
For a Chapter 7 Bankruptcy filing, the debtor is supposed to enter all "Ordinary and necessary operating expenses" - including mortgage, tax, and insurance payments - on line 5c of Part II, and that amount is supposed to be deducted from the "Gross receipts" entered on line 5a, and the result entered on line 5c.
I think this is what you wanted to know. If not, please let me know.Thank you!