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Thanks for answering.
I was so ashamed about the bankruptcy, I tried to avoid the subject as much as I could.. I thought everything was over. A friend of mine who is now a law student was asking me the details about my bankruptcy and discovered on "the pacer" that I was not discharged. The bankruptcy was closed without prejudice for failure to fill a form and also to take a financial management class.
I remember I took that class. credit counseling something was supposed to fax it to the attorney's office. When I tried to call that place, they were closed. no records.
It was my fault. My attorney could not find me. I kept changing address, and I did not know that I had to keep in touch with my attorney. I fell so bad. I fell into despair.
I would like to salvage, if I can.