Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
What is your Bankrutpcy Law question, please? (What would you like to know?)
To get the first mortgage re-affirmed, your Bankruptcy case has to be re-opened, and the re-affirmation agreement submitted while the case is re-opened. I agree that you should not have to pay again for the re-affirmation. This is something you will have to discuss with your attorney.
Going to court is the only way to have the re-affirmation agreement filed.