Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Given the information you provided, having waited to file a Bankruptcy will not have a negative impact. If anything, it should have a positive impact. This is because it will now be easier to pass the "Means Test" (a determination - based on the debtor's income - of whether or not the debtor can file a Bankruptcy).
I think this is what you wanted to know. If not, please let me know.Thank you!