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cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
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How long can the creditor keep hounding you for money

Customer Question

How long can the creditor keep hounding you for money?
Submitted: 6 years ago.
Category: Bankruptcy Law
Expert:  cfortunato replied 6 years ago.

Hi JACustomer,

1) When you said, "We filed", did you mean you filed a Bankruptcy?

2) How long ago was your last payment to this creditor?

Customer: replied 6 years ago.

Yes, we filed for bankruptcy. They were asking for more property than
actually covered the debt. I knew they were jabbing me, so withdrew.

The last payment was made before any legal action was attempted. In the meantime they filed an injunction against company bank account and took $11,000. And the bank didn't notify me, hence over drafts. Then the bank billed me for some little thing (don't remember what)and I refused to pay them $15 claiming they had a fiduciary responsibility to ME not the damned bankruptcy court.
Customer: replied 6 years ago.
I believe your answers are sufficient. It appears to me that your reason for asking when the last payment was made was to ascertain
if the statutes of limitations had run out. It seemed to me as though
5 1/2 to 5 years should cover that.

Thanks for your help

Expert:  cfortunato replied 6 years ago.

Yes - I was trying to determine of the SOL has run its course. It has not, as the SOL for written contracts is 10 years in Wyoming, and the SOL for an unwritten contract is 8 years.


I think this is what you wanted to know. If not, please let me know.
Thank you!