Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Given the information you provided, you do qualify to file a Bankruptcy. A Bankruptcy will eliminate your liability for the credit card debt and the medical bills, but you will have to continue to pay the mortgage to be able to keep the house.
This means that whether or not a Bankruptcy will help you would depend on whether you are able to pay the mortgage if you did not have to pay the other debts.
I think this is what you wanted to know. If not, please let me know.
I understand your response regarding the bankruptcy issue; can I be held liable for the roof repair and monies accepted (from insurance compainy) when I filled a claim although, I'm seriously considering bankruptcy or sellling the property?