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Student loan debt has been crushing for years I get hit with
hi student loan debt has been crushing for years I get hit with lifes problems and forbearance etc and it just cycles around to become more and more and more. i believe that my owed amount is double t… read more
Attorney Lady
Attorney Lady
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Thank you for your time. I have a couple of bankruptcy
Hello and thank you for your time. I have a couple of bankruptcy questions. I am a US citizen, and Canadian permanent resident (where I currently live), I have 46k in US government student loans, and … read more
Garet R
Garet R
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J.D.
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The primary borrower filed bankrupcy, can she remove her
the primary borrower filed bankrupcy, can she remove her name on her student loan and make the co-signer as a primary borrower? … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,958 satisfied customers
Marriage Question...I am about to get married and she has close
Marriage Question...I am about to get married and she has close to $80k in student loans with Discover (a private student loan). Currently this loan has a co-signer with her father. Our goal is to inc… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
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Hello, my cosigner filed for bankruptcy and my private student
Hello, my cosigner filed for bankruptcy and my private student loan went into default. My payments were on time. Creditors are now asking me for a lump sum and I am not able to give them a lump sum. A… read more
Roger
Roger
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Doctoral Degree
27,362 satisfied customers
Hi, I am planning to file Chapter 7 Bankruptcy. I have
Hi, I am planning to file Chapter 7 Bankruptcy. I have a private student loan with Wells Fargo that I know will NOT be discharged (nor do I want it to be, since I can afford this). However, my father … read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers
I am an Authorized user on my fathers AMEX credit card (not
I am an Authorized user on my father's AMEX credit card (not co-signer). If I file chapter 7 bankruptcy, will this affect my status as an authorized card user on his account? Even though I am not lega… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I filed chapter 7 bandkruptcy 2 years ago. One of my debts
I filed chapter 7 bandkruptcy 2 years ago. One of my debts was a private student soan for my son to go to the Dominican Republic, age 17 for discipline - it was court ordered by my suggestion in stead… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers
can the cosigner of a loan charged off in my bankruptcy case try to collect directly from
can the cosigner of a loan charged off in my bankruptcy case try to collect directly from me for the amount they had to pay on that loan?… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers
I need a student loan, have had a bankruptcy but have a
I need a student loan, have had a bankruptcy but have a cosigner...I can't find an institution willing to loan me money for nursing school with a cosigner...can you help? I have also expired my federa… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers
I have a private student loan about 171/2 years old. I was
I have a private student loan about 171/2 years old. I was unable to make payments on it for last year.(unemployed) It was sent to Pioneer for collection, which is owned by SallieMae. Is ther anything… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers
my son is not paying the sallie mae private student loans that
my son is not paying the sallie mae private student loans that I cosigned with. I am unable to make the large payments and the loans are 75 days past due. It is ruining the credit that I worked so har… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers
I am the second signer of a loan on a Motorhome. I have been
I am the second signer of a loan on a Motorhome. I have been the only one making payments for the entirity of the loan. With the difficult financial times, I can no longer afford to make the payments.… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
If a person who has private student loans declares bankruptcy,
If a person who has private student loans declares bankruptcy, how does it effect the cosigner of the private student loans under the Student Loan Bankruptcy Fairness Act (H.R. 5043) which went into e… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I have several private student loans at a bank. My father is
I have several private student loans at a bank. My father is the co-signer. He has filed bankruptcy and now I am unable to access any of my loan information. Is it possible for me to get the loan in m… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Hi - I am a co-signer on several student private loans for
Hi - I am a co-signer on several student private loans for my son. I am married. If he defaults on these loans and I claim bankruptcy will that relieve me of paying those loans? Can I claim bankruptcy… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,958 satisfied customers
my husband cosigned an unsecured loan for our son for $35,000.
my husband cosigned an unsecured loan for our son for $35,000. our son filed bankruptcy and loan was discharged. is my husband still liable to pay loan. also, on husband's credit report it is showing … read more
VanDLaw
VanDLaw
Attorney
Juris Doctor
828 satisfied customers
My daughter is considering filing for bankruptcy and ...
My daughter is considering filing for bankruptcy and would need to include student loans. I know this is almost impossible, but could she try? I am co-signer on the student loans and what impact would… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers

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Meet the Experts:

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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