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socrateaser, Attorney
Category: Bankruptcy Law
Satisfied Customers: 39048
Experience:  Attorney and Real Estate Broker -- Retired (mostly)
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i lost my job in june , i am 62 so i went on ss that pays 1157

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i lost my job in june , i am 62 so i went on ss that pays 1157 per month. i also won an unemployment dispute that has 15 weeks to go. i purchased a 2010 car before i lost my job , the payments are 489 and not hardly in my budget anymore. i also dropped out of a consolidation program for credit cards. i went bankrupt 2 times in the last 20 years mostly due to divorce. i went to the lender on my car ,the balance is 21000 , they refused to work with me at all. i own no property nor do i have any bank accts. or any other means to pay. what can these peole take from me? can they go after ss money it is direct deposited. if i turn this car in what can they do?
Submitted: 7 years ago.
Category: Bankruptcy Law
Expert:  socrateaser replied 7 years ago.

Unemployment and Social Security are exempt from garnishment, so there is nothing that the creditor can do, if you turn in the vehicle.


Hope this helps.


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