Bankruptcy Law

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A person has no debt at all. He wants to file Chapter 13 for
A person has no debt at all. He wants to file Chapter 13 for the sole purpose of extending his statutory redemption rights on his foreclosed home. The home was sold already sold to the bank at the she… read more
Phillips Esq.
Phillips Esq.
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JD
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My new question is if I filed for bankruptcy chapter 13 and
My new question is if I filed for bankruptcy chapter 13 and my court was dismissed because of my income what are my options for me not to have a foreclosure? The bankrupt tcy attorney said that the mo… read more
Phillips Esq.
Phillips Esq.
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Is it possible to file for bankruptcy and still maintain other
Is it possible to file for bankruptcy and still maintain other assets and the payments of these assets (car, home, credit cards)...to the point i may have to pay the legal fees associated with a dispu… read more
Elizabeth Prentice
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In April 2011 we had a discharge of our bankruptcy, and did
In April 2011 we had a discharge of our bankruptcy, and did not reaffirm our mortgage. My understanding from Kirk Adams on Justanswer, we had protection of any deficit produced if the home sold for un… read more
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Phillips Esq.
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Hi, the reason that Im asking this question is that I just filed chapter 7 bk in uta
Hi, the reason that I'm asking this question is that I just filed chapter 7 bk in utah on 8/11 and it discharged on 12/11. I included an investment property in arizona which was a condo with hoa fees … read more
cfortunato
cfortunato
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My attorney has filed a chapter 13 proceeding for me. I owe
My attorney has filed a chapter 13 proceeding for me. I owe many dreditors but they are all unsecured so Im not really concerned about them. The reason for the filing was for the automatic stay agains… read more
cfortunato
cfortunato
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Will filing bankruptcy discharge personal liability for HOA
Will filing bankruptcy discharge personal liability for HOA dues incurred before a condominium foreclosure (purchase money 1st mortgage)?… read more
wallstreetfighter
wallstreetfighter
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I am a Pro Se Debtor in a chapter 7 proceeding. I own 2 properties
I am a Pro Se Debtor in a chapter 7 proceeding. I own 2 properties that are both underwater. I misfiled the form B8 and checked the box surrender on the second and non-homesteaded property with the ex… read more
cortrightlaw
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Our bankruptcy was discharged in May 2011. In the bankruptcy
Our bankruptcy was discharged in May 2011. In the bankruptcy we surrendered our home in Florida and moved out. The mortgage company filed for a stay and it was granted. Now we received a summons for H… read more
Ellen
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Do I file for chapter 7 first or do I stop making mortgage
Do I file for chapter 7 first or do I stop making mortgage payment if I want to get rid of my primary residence in Nevada? Thank you.… read more
socrateaser
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Would filing for bankruptcy take care of the any potential
Would filing for bankruptcy take care of the any potential deficiency judgments? If so, should the person file before or afterward the foreclosure has occurred?… read more
cfortunato
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Hi, I declared Bankruptcy in June of 2009.. I surrendered
Hi, I declared Bankruptcy in June of 2009.. I surrendered my House in the Bankruptcy procedures, and promptly left the State of California for my childhood home in Oklahoma.. It is now 18 months later… read more
Terry L.
Terry L.
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Doctoral Degree
2,775 satisfied customers
I am a 65 year old homeowner, where my 1st mortgage interest
I am a 65 year old homeowner, where my 1st mortgage interest rate is 10.21% and my 2nd mortgage rate is 13.3%. I fell into serious financial strain back in 2008 and I was facing foreclosure, in order … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
We bought our house in 1989, and kept the payments going for
We bought our house in 1989, and kept the payments going for nineteen years, last year the bottom fell out of my husband's small carpenter contractor business, we were unable to keep up. He also took … read more
Ellen
Ellen
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Doctoral Degree
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Hello, My question is about Bank of America collecting payment
Hello, My question is about Bank of America collecting payment on a second mortgage that was included in a bankruptcy claim. I filed bankruptcy middle of 2005. As per my second mortgage agreement, I h… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,775 satisfied customers
I need a bankruptcy lawyer for one hour in the morning to file
I need a bankruptcy lawyer for one hour in the morning to file online and help stop the trustee sale of our home. The bank is ready to wire transfer the funds to pay for this;our loan modification is … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,775 satisfied customers
I Filed bankrupty - Chapter 7 - I am co-owner on the house
I Filed bankrupty - Chapter 7 - I am co-owner on the house - I did not list the house on the bankruptcy on the advise of the realator. I have now received a Verified Motion for Relief from Stay on beh… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,775 satisfied customers
My parents have filed bankruptcy. They have yet to hear from
My parents have filed bankruptcy. They have yet to hear from their loan company. The bankruptcy was final in January, 2009. My Mom thinks that she doesn't have to keep insurance on the home because th… read more
Ellen
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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,775 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

513 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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