Bankruptcy Law

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Iand my wife are in bankruptsy 13 for tax and credit card debt.
Iand my wife are in bankruptsy 13 for tax and credit card debt. at the time of chapter 13 we had stopped paying our mortgage for lack of consistant income. The house was listed as an assect but we wer… read more
Thomas McJD
Thomas McJD
Doctoral Degree
6,425 satisfied customers
I am in bankruptcy at 100% payback. My house is separate. It
I am in bankruptcy at 100% payback. My house is separate. It has lost a bit over 50% in value. My bankruptcy lawyer said to stop making payment and wait for the bank to deliver the foreclosure paper w… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
My husband lost his job 4 years ago after working for the same
My husband lost his job 4 years ago after working for the same company for 35 years. I was also out of work. We sold our home and bought another one and found work. My husband was forced to take retir… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
my husband was laid off 2/09, a union carpenter. In Feb 2010
my husband was laid off 2/09, a union carpenter. In Feb 2010 we hired an attorney to help us save our home. At that time we were 3 months behind on mortgage. Mortgage company would not do mortgage mod… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,074 satisfied customers
our bankruptcy has been going on for some time now. We have
our bankruptcy has been going on for some time now. We have a large judgement against us. the trustee has denied our discharge. We made some improvements to our house some time ago and the trustee has… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
We have a house that has lost value due to market drop, now
We have a house that has lost value due to market drop, now we owe more than it's worth. We are active duty mility, we got orders to move from the area and have moved. We have had the house on the mar… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
My ex-husband filed chapter 7, I had to file chapter 11. There
My ex-husband filed chapter 7, I had to file chapter 11. There is a 'joint' bank account that only he had access to, and ran it up to $19K. Can he bankruptcy out of a joint account and dump it all on … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,074 satisfied customers
my husband is filing bankruptsy in his name only, all the debts
my husband is filing bankruptsy in his name only, all the debts are in his name. He purchased my wedding/engagement ring that he gave me with credit card, which is one of the credit cards, he is filin… read more
Maverick
Maverick
Doctoral Degree
6,700 satisfied customers
i am getting married sep 11, 2010. and i need to file bankruptsy.
i am getting married sep 11, 2010. and i need to file bankruptsy. my question is that i talked to a paralegal and she told me that it's easier to file when your married, and that what they do is take … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
My husband and I filed chapter 7 we did note re-affirm on the
My husband and I filed chapter 7 we did note re-affirm on the house and we thought since we were making payments that it would show that we are still making payments on time on our credit report, sinc… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,074 satisfied customers
We have filed bankruptcy but listed our home exempt. Were
We have filed bankruptcy but listed our home exempt. We're way behind in our payments,(forclosure in suspention)and working things out with the mortgage co. We recieved a NOTICE OF HEARING AND MOTION … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I have done a lot of reading on Chapter 7, and am gathering
I have done a lot of reading on Chapter 7, and am gathering all my docs etc... I have lost my job of 3 years, at $65000.00 a year job. We already were in over head of debt, but now, we have no choice,… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Hi--I am Chapter 13 because of forclosure in New York State..My
Hi--I am Chapter 13 because of forclosure in New York State..My husband has been laid off from his full-time job for 4 months--We have been in chapter 13 for a year..After my husband was laid off we w… read more
socrateaser
socrateaser
35,656 satisfied customers
We have recently (2 weeks ago) been discharged on a chapter
We have recently (2 weeks ago) been discharged on a chapter 7 Bankruptsy case. Our home loan of $593,000.00 was also in the 7. The house is now worth from $320,000.00 - $350,000.00. We haven't recieve… read more
Maverick
Maverick
Doctoral Degree
6,700 satisfied customers
My husband of 24 years left me for a younger woman. He was
My husband of 24 years left me for a younger woman. He was giving me money when he felt like it. He filed in the wrong county and it has now been moved to the correct county. I am in default of my mor… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
I am in a divorce where my husband of 24 years left me for
I am in a divorce where my husband of 24 years left me for another woman(younger by 12 years) He does not support me always. In the last two weeks he has given me nothing. He filed in the wrong county… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
if my husband and I file for bankruptcy, how does it effect
if my husband and I file for bankruptcy, how does it effect our home which is at any day go into forclosure.… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Can I keep my home and would any leins on it be removed if I
I own my own home in NY and it recently fell into the first stages of forclosure. We owe 280K on the 1st mtg and 142K on the 2nd and think the house is worth around 500K. We owe approx 50K - 60K in cr… read more
VanDLaw
VanDLaw
Attorney
Juris Doctor
828 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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