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How to apply for a car loan after being fully discharged after…

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How to apply for a car loan after being fully discharged after bankruptcy?
Submitted: 8 years ago.Category: Bankruptcy Law
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Answered in 8 minutes by:
6/20/2010
Bankruptcy Lawyer: Roger, Attorney replied 8 years ago
Roger
Roger, Attorney
Category: Bankruptcy Law
Satisfied Customers: 31,954
Experience: BV Rated by Martindale-Hubbell; SuperLawyer rating by Thompson-Reuters
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If you filed Chapter 7, the bankruptcy will stay on your credit report for 7 years. There's no way to hide this when applying for a vehicle. It may not prevent you from getting a loan, but you may need a co-signer, a deposit and receive a higher interest rate.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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