Bankruptcy Law

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June 29, 2014 Dear Just Answer lawyer please think about this
June 29, 2014 Dear Just Answer lawyer please think about this and tell me. Can chapter 13 bankruptcies serve to get ride of a line of credit when the original owned is 58,000.00 and LOC is 52,000.00? … read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,050 satisfied customers
we have residency in Arizona, but work in California, we turned
we have residency in Arizona, but work in California, we turned in a time share, motor home and boat, we have more debt that we have pay, found out we still have to pay on items we turned in, wonderin… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I am 73 yrs and my husband is 75 yrs. We are residents of South
I am 73 yrs and my husband is 75 yrs. We are residents of South Dakota but we winter in Arizona. October of 2012 we gave our Motor Home back to the bank, which is based in California, because we could… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I have a complicated issue: We are considering filing chapter
I have a complicated issue: We are considering filing chapter 13 in order to stop a forclosure auction on a home that has no equity ,but we don't want a forclosure for legal reasons. We own two other … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I am retyired and my husband (61) has been out of work for
I am retyired and my husband (61) has been out of work for over a year. In CA if you have a house that is forclosed on, how does that effect your credit? Is it 7 years to get it back? We have a house … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I filed Chap 7 Bankruptcy 2 years ago - final discharge date.
I filed Chap 7 Bankruptcy 2 years ago - final discharge date. Minnesota Foreclosure on property followed 1 year later - sheriff sale. Minnesota Property was puchased in 2 sections. Home with a mortgag… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
We have 7 credit cards with a total of $40,000. My husband
We have 7 credit cards with a total of $40,000. My husband took a $200/wk cut in pay in the last year along with increased short-time. Last October we reached the point where our savings had run out a… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
My husband owns a piece of property with his sister, which
My husband owns a piece of property with his sister, which was left them by their mother when she died in 2008. If he files bankruptcy can they attach this property? Also, do I have to file with him. … read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I have a mobile home that I own jointly with my son who lives
NOTE: No one has sent me an answer and this question has been up for over an hour....I have a mobile home that I own jointly with my son who lives elsewhere. there is no mortgage on this home The mobi… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I am having to consider filing bankruptcy due to large medical
I am having to consider filing bankruptcy due to large medical bills not covered under my insurance. My issue is the fact that I am married but want to file on my own as my husband in elderly and in p… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I would like to understand some issues for bankruptcy in Arkansas.I
I would like to understand some issues for bankruptcy in Arkansas. I understand that the mean salary is about $44000 in Arkansas and theat social security and pension wages are exempt. When I declare … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
if my home is in foreclosure status and I file Chapter 13 does
if my home is in foreclosure status and I file Chapter 13 does that stop the forclosure? If so do i get to keep my home and work out a pymt plan or what. Am I then required to pay all money due back m… read more
socrateaser
socrateaser
35,655 satisfied customers
I declared bankruptcy Chapter 7 in 2004 and choose to keep
I declared bankruptcy Chapter 7 in 2004 and choose to keep my mobile home/land and car. I never signed a reaffirm paper but DO have both of these listed on my “Chapter 7 Debtor's statement of intentio… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
My wife and I are separated. We have a mobile home and lot
My wife and I are separated. We have a mobile home and lot (This is my permanent residence) which is debt free in both our names. We have a '97 Ford pickup debt free,. We have a 2005 Jeep with a mortg… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
A client of mine has a condo here in California. The property
A client of mine has a condo here in California. The property is valued at about $360,000. His first is with Bank of America at $365,000. He has a HELOC of $265,000, Also with Bank of America. He has … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
Specifically in Rhode Island does my Mobile Home that I own
Specifically in Rhode Island does my Mobile Home that I own and rent the land in a Mobile Home Park qualify as a homestead exemption for bankruptcy. Although I see in various readings that mobile home… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,772 satisfied customers
My husband and I are having to file a chapter 7 bankruptcy.
My husband and I are having to file a chapter 7 bankruptcy. We have 3 tracts of land which is considered rural. The total equals 64 acreas. We live on a 16 acre tract, grow Hay on the 47 acre tract an… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,979 satisfied customers
we have a family member whos house is in the pre-forclosure
we have a family member who's house is in the pre-forclosure stages. he is also considering of filing for bankrupcy.. and i know that he could add that loan onto the filing of the banckruptsy filing..… read more
socrateaser
socrateaser
35,655 satisfied customers

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The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,772 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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