Bankruptcy Law

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We live in GA. My husband wants to file bankruptcy as he was
We live in GA. My husband wants to file bankruptcy as he was diagnosed with stage 4 colon cancer a year ago and we will never catch up. He only works 2-3 days a week, if that. ALL the debt, house are … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
We filed for chapter 13 in 2009 just to save our house. Due
We filed for chapter 13 in 2009 just to save our house. Due to still financial difficulties due to a lesser income for me and my wife and due to a couple of major medical expenses we were again behind… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Hello. I just checked to see if Im elegable for HARP mortgage
Hello. I just checked to see if I'm elegable for HARP mortgage modification and my current payments for both 1st and 2nd mortgages are less than the 31% number for the payment. However I'm only 2,000 … read more
Fritz
Fritz
Attorney
209 satisfied customers
Please explaine this to me. This is from the Oregon bankruptcy
Please explaine this to me. This is from the Oregon bankruptcy Court Exempt property list. I am confused as to what thios means. Does it mean that My income will be taken away from me if it is over $8… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
My question is , do we have any chance of being approved for
My question is , do we have any chance of being approved for a ch 13 bankruptcy in PA under these circumstances... we have approx 80k or more in debt from personal loans, credit cards and a repossessi… read more
cfortunato
cfortunato
Attorney
J.D.
8,023 satisfied customers
We live in California. We could be facing foreclosure possibly
We live in California. We could be facing foreclosure possibly (working with lenders...1st did an in house re-mod for us, 2nd line of credit just presented us with a 'work out' where the only change i… read more
cfortunato
cfortunato
Attorney
J.D.
8,023 satisfied customers
I just met with a lawyer friday ready to start a bankrupty
I just met with a lawyer friday ready to start a bankrupty procedure he will determine by my info if it falls on 7 or 13 am i doing the right thing here ??… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
Hello, I am considering bankruptcy but wanted to find out
Hello, I am considering bankruptcy but wanted to find out if a Chapter 13 would be worth while. I make $94,500 per year. I own a house in WV that is $50K under water and I am current on the mortgage p… read more
cfortunato
cfortunato
Attorney
J.D.
8,023 satisfied customers
I prev asked a RE atty about the following, can you pick up
I prev asked a RE atty about the following, can you pick up with your thoughts and let me know. Concerned about wether to file before or after we buy the new house, and how BK Judge will view what is … read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
We had to move to Texas in 2008 from Montana due to unemployment
We had to move to Texas in 2008 from Montana due to unemployment and following the paycheck. We have rented our home in Montana, and finally have good tenants with a lease. My husband was laid off in … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,778 satisfied customers
My wife and I retained an attorney to file for Bankruptcy in
My wife and I retained an attorney to file for Bankruptcy in Illinois. After filling out an income and expense packet, they stated we were $3,000 over the Illinois median income for a family of four,i… read more
cfortunato
cfortunato
Attorney
J.D.
8,023 satisfied customers
I am comtemplating bankrupacy and am wondering what kinds of
I am comtemplating bankrupacy and am wondering what kinds of Chapter 13 5 year payment plans the courts in Virginia are handing out these days. I make $20K a year and and owe $40 K in cedit card debt.… read more
cfortunato
cfortunato
Attorney
J.D.
8,023 satisfied customers
I have been notified by the trustee, that because our mortgage
I have been notified by the trustee, that because our mortgage has increased and my income has decreased the Chapter 13 is no longer feasible. I thought this was good news, believing it would mean tha… read more
cfortunato
cfortunato
Attorney
J.D.
8,023 satisfied customers
I was just told my husband and I do not qualify for chap 7
I was just told my husband and I do not qualify for chap 7 we make too much money, but we cant pay our cc debt and some other loans. Should we divorce and file seprately… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,778 satisfied customers
My husband and I are over $80,000 in unsecured debt, current
My husband and I are over $80,000 in unsecured debt, current on most. We are both working; he retires in two years. Average household income is $120,000. We own our home and have refinanced twice for … read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers
My husband and I graduated in 2007 with our Masters Degrees
My husband and I graduated in 2007 with our Master's Degrees in Social Work and Special Education. Together we owe roughly 120K. We have deffered as long as possible and are trying to have some loan f… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,328 satisfied customers
We are trying to get a chap 7 in Ca. ( 77000. family of four)We
We are trying to get a chap 7 in Ca. ( 77000. family of four)We make to much money. However,my wife is paying back 1200-per month for a loan she took from her 401k. This will come out of her check for… read more
Phillips Esq.
Phillips Esq.
Attorney
JD
21,328 satisfied customers
I have 70000 of unsecured debt and a house we moved out of
I have 70000 of unsecured debt and a house we moved out of ready to be foreclosed on no loan modification was ever offered as a possibility. Is chapter 13 bk only way out of this mess my wife makes 61… read more
Ellen
Ellen
Attorney
Doctoral Degree
21,737 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

2,778 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

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209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

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153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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