How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask cfortunato Your Own Question
cfortunato, Attorney
Category: Bankruptcy Law
Satisfied Customers: 8023
Experience:  Bankruptcy professor.
Type Your Bankruptcy Law Question Here...
cfortunato is online now
A new question is answered every 9 seconds

In Washington State, a Community property state. In our divorce, I agreed to pay off

Resolved Question:

In Washington State, a Community property state. In our divorce, I agreed to pay off a credit card for which I was the primary card holder and my ex-wife did not sign anything, but was an authorized user at one point. She never used the card-all of the debt incurred on the card during the marriage was mine. I realize that all debt incurred during the marriage is the responsibility of each of us.
I agreed to pay this credit card off, as the divorce decree specified. I paid off this credit card in the refinance of my house. But, I kept the account open, thinking that my obligation to pay this debt was finished. Then, nearly a year later, I took a balance transfer from this card. Is my ex-wife responsible for my newly-incurred debt post-divorce (knowing that the account was opened while we were married)? I realize that I must inform my ex-wife of my bankruptcy filing. Is this debt dischargeable? Please ask for more information if it might be relevant to this case.
Submitted: 7 years ago.
Category: Bankruptcy Law
Expert:  cfortunato replied 7 years ago.
Hi JACustomer,
Your ex-wife is not responsible for debt incurred after the divorce, even though she was responsible for the debt incurred on the same card while you were married.
With certain limitations (such as the debt was not incurred fraudulently), the debt should be dischargable.
cfortunato and 2 other Bankruptcy Law Specialists are ready to help you