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Ellen, Attorney
Category: Bankruptcy Law
Satisfied Customers: 36714
Experience:  Bankruptcy Lawyer. Experienced.
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I filed chapter 7 and included student loans. my discharge

Customer Question

I filed chapter 7 and included student loans. my discharge papers include the loans, do I still owe them? they were never excluded.
Submitted: 7 years ago.
Category: Bankruptcy Law
Expert:  Ellen replied 7 years ago.

Thank you for your question.

Federally guaranteed student loans are not typically discharged in a Chapter 7 bankruptcy. In order to have student loans discharged you would've had to file a separate adversary proceeding in the bankruptcy case. If you did not do that, the student loans have not been discharged