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Ellen, Attorney
Category: Bankruptcy Law
Satisfied Customers: 36714
Experience:  Bankruptcy Lawyer. Experienced.
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This is a bankruptcy question. Filed Chapter 7, made payments

Customer Question

This is a bankruptcy question. Filed Chapter 7, made payments to trustee, finished payments, scheduled this month for the discharge hearing. Problem: one creditor has a lien on our home. What if anything can be done?
Submitted: 7 years ago.
Category: Bankruptcy Law
Expert:  Ellen replied 7 years ago.

Thank you for your question.

A chapter 7 bankruptcy would not avoid a lien on a property. The chapter 7 bankruptcy will eliminate/discharge your personal liability on that debt. This means that the lienor can foreclose if the debt is not paid.