Bankruptcy Law

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Related Bankruptcy Law Questions
I have a lot of judgement against me from personal
I have a lot of judgement against me from personal guaranteed business loans that I couldn't pay back because the business failed. I have to file bankruptcy, but im waiting until after I settle a pers… read more
CalAttorney2
CalAttorney2
Attorney
Doctoral Degree
8,845 satisfied customers
My X and I filled bankruptcy separately in 2009 and 2010 in NM. The ve
My X and I filled bankruptcy separately in 2009 and 2010 in NM. The vehicles in question had been put in her name when refinanced at one time but in my possession all the time. This was done 2 years b… read more
Maverick
Maverick
Doctoral Degree
7,851 satisfied customers
I am wondering if a chapter 7 bankruptcy is . I live
I am wondering if a chapter 7 bankruptcy is for me. I live in Texas. I am overwhelmed with debt. I have two auto loans, one was a recent purchase, I am facing a repo on one auto loan. I owe credit car… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
12,441 satisfied customers
I live in Henderson, NV and have an S-Corp where I'm the only
I live in Henderson, NV and have an S-Corp where I'm the only employee. I lost 70% of my self-employment income a few months ago, and I'll be filing for Chapter 7 BK in September. I need the next 4-5 … read more
socrateaser
socrateaser
36,402 satisfied customers
if I am the debtor filing chapter 7 and there is a vehicle
if I am the debtor filing chapter 7 and there is a vehicle that is included but it has a co signer can the vehicle still be repossed during the automatic stay… read more
Alex J. Esq.
Alex J. Esq.
Managing Attorney
Doctoral Degree
16,711 satisfied customers
My father will be filing bankruptcy in the near future. However
My father will be filing bankruptcy in the near future. However he has a loan on a new vehicle that he needs to keep. Currently he owes $24,000 on the car and it is valued at $20,000. So his equity is… read more
socrateaser
socrateaser
36,402 satisfied customers
Re negotiating lower car payments while in the process of filing
Re negotiating lower car payments while in the process of filing bankruptcy. I have retained an attorney for Chap 7 bankruptcy but just waiting until I can pay him in full for his retainer. I have a c… read more
socrateaser
socrateaser
36,402 satisfied customers
We had to file bankruptcy last year, 2012. It was discharged
We had to file bankruptcy last year, 2012. It was discharged back in Oct of 2012. We had two cars, 1) A 2010 Nissan Sentra with 40,000 miles on it. 2) 2003 Ford Ranger 110,000 miles. The Nissan was st… read more
Ellen
Ellen
Attorney
Doctoral Degree
36,720 satisfied customers
My wife filed for bankruptcy with the advice of an attorney
My wife filed for bankruptcy with the advice of an attorney in March or 2009. During the filing, the attorney said not to make any payments of holdings until the case was adjudicated. I had one paymen… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,184 satisfied customers
My car was repossesed on 3/4/2010. Today they said I would
My car was repossesed on 3/4/2010. Today they said I would have to pay the full $27,000 (which included fees) to get my vehicle back. They are going to sell it in 10 days. I was wondering is it a good… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,866 satisfied customers
We filed bankruptcy about a year ago since that time weve
We filed bankruptcy about a year ago since that time we've made every car payment on time. Our auto finance changed companies last month, they repossesed our vehicle without any written or verbal comm… read more
Ellen
Ellen
Attorney
Doctoral Degree
36,720 satisfied customers
I am a GM for a buy-here/pay-here used auto sales in the state
I am a GM for a buy-here/pay-here used auto sales in the state of WV. A client who purchsed 2 autos from us one alone and one with a co-buyer, was up for repo due to a default account. The client live… read more
socrateaser
socrateaser
36,402 satisfied customers
My husband and I filed bankruptcy Chapter 7 in May of 2009
My husband and I filed bankruptcy Chapter 7 in May of 2009 as last resort after over a year of outwaying our options... we were making payments to our auto loan, but they were partial payments because… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,809 satisfied customers
I realized (after calling Wachovia yesterday), that I did not
I realized (after calling Wachovia yesterday), that I did not re-affirm my auto loan with them and therefore am paying the loan with no contract. This means that the bank reposess the care at any time… read more
Maverick
Maverick
Doctoral Degree
7,851 satisfied customers
My bankruptcy was discharged in Jan 2008 and I was making monthly
My bankruptcy was discharged in Jan 2008 and I was making monthly payments on my vehicle until August 2008 when I purchased a new vehicle. I notified the bank to come and pick up the car. Yesterday, I… read more
Ellen
Ellen
Attorney
Doctoral Degree
36,720 satisfied customers
I live in florida. we are in default on auto and they are threatening
I live in florida. we are in default on auto and they are threatening repo. We owe 3200, they won't accept 2500 and want to come get car tomorrow. We are in default on other things as well and are con… read more
Ellen
Ellen
Attorney
Doctoral Degree
36,720 satisfied customers
do i go into default and allow repo or file for bankrupcy
I am 21 years old, getting married in January. I have a 2007 Dodge Caliber that I owe over $16,000 on. Along with this i have about 8,000 in credit card debt that i have in a dept consoidation program… read more
F.A. Lengerli, Esq.
F.A. Lengerli, Esq.
Attorney at Law
Doctoral Degree
4 satisfied customers
I asked to be dismissed from a bankruptcy petition (July 08).
I asked to be dismissed from a bankruptcy petition (July 08). Thought I COULD now manage my credit. When I filed, I was NOT behind on auto payments. But, a few days ago I received notice regarding rep… read more
VanDLaw
VanDLaw
Attorney
Juris Doctor
828 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

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JoeLawyer

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A.J.

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Fritz

Fritz

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Law Girl

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I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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