Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
The third party creditors are not affected by the divorce. If your husband files for divorce, and you are jointly obligated for the debt, then the creditor can turn to you for payment, and if you can't afford it, then your only option will be bankruptcy.
Figuring out whether a particular set of circumstances will impact a non-filing spouse is difficult, because it requires an assessment of all the possible assets and debts. Most family law attorneys are unable to make this assessment.
For a bankruptcy law attorney referral, see: http://www.abanet.org/legalservices/lris/directory/main.cfm?id=MN and www.martindale.com.
Hope this helps.
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