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socrateaser, Attorney
Category: Bankruptcy Law
Satisfied Customers: 38913
Experience:  Attorney and Real Estate Broker -- Retired (mostly)
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Will filing Ch. 7 Bankruptcy in IL dispose of debts to the

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Will filing Ch. 7 Bankruptcy in IL dispose of debts to the City of Chgo (parking tickets, boot & tow & storage fees,, the IL Tollway Auth. (missed tolls & fees), & State of IL (Drivers License reenstatement fees)? If not, can amount demanded by Chgo be mitigated to a lessor amount? Thanx.



Title 11 U.S.C. 523(a)(7) makes fines and penalties owed to a government unit nondischargable in bankruptcy. So a parking ticket would be nondischarable. However, a storage fee may be dischargeable because it is "compensation for pecuniary loss" under the bankruptcy code, i.e., there was an actual cost of storage incurred and the government seeks compensation.


Likewise, a missed toll may be dischargeable, but the penalty for missing would not. Drivers license reinstatement would be nondischargeable, because it's not in exchange for any pecuniary loss.


The short answer is that it depends on the exact nature of the government fee/penalty.


You may need to sit down with a bankruptcy lawyer and go through each charge to see what precedence may exist and whether the lawyer has specific experience with that particular charge.


For a lawyer referral, see:


Hope this helps.


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