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Ellen, Attorney
Category: Bankruptcy Law
Satisfied Customers: 36714
Experience:  Bankruptcy Lawyer. Experienced.
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Thank you for your prompt response. I want to clarify one

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Thank you for your prompt response. I want to clarify one point. The mortgage, the note, is in my name but both me and my wife signed the deed of trust obligating the mortgage payments. If my wife files Chapter 13, can the mortgage company still proceed on the foreclosure against me?

I apologize for not being more clear.

The Chapter 13 creates an automatic co-debtor stay. This means that all foreclosure action will be stopped against you when your wife files a Chapter 13.

If this is still unclear, please post me back on this thread. Otherwise, please remember to click accept. Thank you.
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