Bankruptcy Law

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Related Bankruptcy Law Questions
If I have an auto loan on vehicle that was stolen and the
If I have an auto loan on vehicle that was stolen and the loan is in collections , and I only paid like $500 on the auto loan which majority of went to interest. Now the credit union is suing me for t… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
I am wondering if a chapter 7 bankruptcy is . I live
I am wondering if a chapter 7 bankruptcy is for me. I live in Texas. I am overwhelmed with debt. I have two auto loans, one was a recent purchase, I am facing a repo on one auto loan. I owe credit car… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
14,836 satisfied customers
I live in Henderson, NV and have an S-Corp where I'm the only
I live in Henderson, NV and have an S-Corp where I'm the only employee. I lost 70% of my self-employment income a few months ago, and I'll be filing for Chapter 7 BK in September. I need the next 4-5 … read more
socrateaser
socrateaser
Attorney
42,069 satisfied customers
My father will be filing bankruptcy in the near future. However
My father will be filing bankruptcy in the near future. However he has a loan on a new vehicle that he needs to keep. Currently he owes $24,000 on the car and it is valued at $20,000. So his equity is… read more
socrateaser
socrateaser
Attorney
42,069 satisfied customers
We had to file bankruptcy last year, 2012. It was discharged
We had to file bankruptcy last year, 2012. It was discharged back in Oct of 2012. We had two cars, 1) A 2010 Nissan Sentra with 40,000 miles on it. 2) 2003 Ford Ranger 110,000 miles. The Nissan was st… read more
Ellen
Ellen
Attorney
Doctoral Degree
20,957 satisfied customers
My wife filed Chapter 7 BK ( by Herself only ) 11/20/11 and
My wife filed Chapter 7 BK ( by Herself only ) 11/20/11 and it was discharged 2/14/12.She had a 2000 ford expedition with 160,000 miles that was valued at the time $2800.She owned the vehicle out rite… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
On a voluntary reposession, what if the loan is only in one persons name, but two people a
On a voluntary reposession, what if the loan is only in one persons name, but two people are on the title. Is there any paperwork that they have to do… read more
Fritz
Fritz
Attorney
209 satisfied customers
My wife filed for bankruptcy with the advice of an attorney
My wife filed for bankruptcy with the advice of an attorney in March or 2009. During the filing, the attorney said not to make any payments of holdings until the case was adjudicated. I had one paymen… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
27,362 satisfied customers
what is worse, chapter 7 bankruptcy, and continued payments
what is worse, for your credit that is, and eventually getting a loan in the future, chapter 7 bankruptcy, and continued payments on your auto loans, or a voluntary repo, and an eventual ch.7 bankrupt… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I filed chapter 7 and the bank still repoed my car, and will
I filed chapter 7 and the bank still repoed my car, and will not return it unless they place a tracker inside. I adviced that I needed my unit and I am in active chapter 7, I was advised they have 48 … read more
socrateaser
socrateaser
Attorney
42,069 satisfied customers
I have a vehicle that I paid on for about 1.5 yrs on a 3 yr
I have a vehicle that I paid on for about 1.5 yrs on a 3 yr note. My then common law wife of 11 years was paying the bills. When I found out that she was NOT paying bills and spending that money elsew… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,960 satisfied customers
I have a large amount of credit card debt accumulated mostly
I have a large amount of credit card debt accumulated mostly by keeping payments current due to reduced income. I have also depleted my savings and retirement accounts keeping payment up to date. I am… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
We let a vehicle get repoed and now they have a judgement on
We let a vehicle get repoed and now they have a judgement on us for the $15k deficiancy balance. Our one home is two years behind (owe $175k) (was in foreclosure but they filed a dismissal). We used e… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,960 satisfied customers
Im in California, I dont own a home. I have a repo from 2005
Im in California, I dont own a home. I have a repo from 2005 and small credit card debts that have now accrued to thousands of dollars. My total debt is around $20K and I cant stop the letters and lev… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
My husband and I filed bankruptcy Chapter 7 in May of 2009
My husband and I filed bankruptcy Chapter 7 in May of 2009 as last resort after over a year of outwaying our options... we were making payments to our auto loan, but they were partial payments because… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
I am in texas. Question I had a default judgement for
I am in texas. Question? I had a default judgement for a $150K just placed against me a few days ago. Can I buy a new car and repo then cuurent car and in cliude both in the bankruptcy?… read more
wallstreetfighter
wallstreetfighter
Attorney
Doctoral Degree
11,811 satisfied customers
I realized (after calling Wachovia yesterday), that I did not
I realized (after calling Wachovia yesterday), that I did not re-affirm my auto loan with them and therefore am paying the loan with no contract. This means that the bank reposess the care at any time… read more
Maverick
Maverick
Doctoral Degree
8,060 satisfied customers
In California, if there is a judgement against me in a credit
In California, if there is a judgement against me in a credit card debt case can there be a Sheriff's Levy where the sheriff enters my home and seizes my personal property such as computer, etc.? Also… read more
TJ, Esq.
TJ, Esq.
Juris Doctor (JD)
14,836 satisfied customers

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Meet the Experts:

Terry L.

Terry L.

Attorney

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Better Business Bureau. 20+yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

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Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

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Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

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Experienced consumer bankruptcy attorney.

Fritz

Fritz

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Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Barrister

Barrister

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21 years practicing law. Landlord 29 years

Law Girl

Law Girl

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I am an attorney.

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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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