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what are the laws reguarding a collection agency, collecting

Resolved Question:

what are the laws reguarding a collection agency, collecting on credit card debt in pennsylvania. can they take my property, attach my wages, etc.
Submitted: 8 years ago.
Category: Bankruptcy Law
Expert:  Law Girl replied 8 years ago.
Thank you for your question.

The collection agency does not have the power to take your property unless they go into court, sue you and obtain a judgment against you. Once they have a judgment, they may try to force the sale of your assets to pay off the judgment. However, Pennsylvania does not allow for the garnishment of wages in this scenario.
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