How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Andrea Ray Your Own Question
Andrea Ray
Andrea Ray, Attorney
Category: Bankruptcy Law
Satisfied Customers: 82
Experience:  Over 5 years experience in consumer and commercial bankruptcy law, Chapters 7 13 and 11
Type Your Bankruptcy Law Question Here...
Andrea Ray is online now
A new question is answered every 9 seconds

if im going to declare bankruptcy should i continue to pay

Resolved Question:

if im going to declare bankruptcy should i continue to pay my credit card bills or should i just stop paying altogther   already negotiated with the credit card companies but still cant keep up   thanks terry
Submitted: 8 years ago.
Category: Bankruptcy Law
Expert:  Andrea Ray replied 8 years ago.
If you are planning on filing within the next six months or so, I would stop paying them. You also have to stop using the cards though if you haven't already, or they might try to have the debts held nondischargeable for running them up immediately prior to filing bankruptcy. Keep in mind that when you stop paying them you will begin to receive calls and letters bugging you about the debts, until you actually file for bankruptcy they will keep bugging you.
Andrea Ray and other Bankruptcy Law Specialists are ready to help you