Thank you for your question. I am happy to assist you.
You can consider a Chapter 7 bankruptcy.
A Chapter 7 bankruptcy may discharge (erase) all of your personal liability on the business and personal debt. It would be an opportunity for a fresh financial start.
Unfortunately there is not a California bankruptcy exemption available for the house located in Scotland. However, you could consider purchasing the trustee's interest in the property. This would mean that you would pay the bankruptcy trustee over a period of time (negotiated by your lawyer), the value of your equity in the property.
You can read the statutes regarding California exemptions in full at:
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
THIS IS FOR INFORMATION ONLY. NO ATTORNEY-CLIENT RELATIONSHIP EXISTS. PLEASE CONSULT A LAWYER IN YOUR STATE FOR LEGAL ADVICE