Thank you for your question. I am happy to assist you.
You can consider filing a Chapter 13 bankruptcy.
A Chapter 13 bankruptcy could eliminate the high interest rate of your credit cards and restructure your unsecured credit card debt over a 3-5 year period. At the same time it would allow you to retain the mobile home and the stock.
Although a Chapter 7 bankruptcy could discharge (erase) all of your credit card debt, you appear to be over exemption and thus would lose the stock and/or mobile home.
Here is a link the North Carolina Bankruptcy exemptions:
I hope that the information which I provided was helpful to you.
Best wishes for a successful outcome. If you have additional questions, please do not hesitate to submit them to me directly.
THIS IS FOR INFORMATION ONLY. NO ATTORNEY-CLIENT RELATIONSHIP EXISTS. PLEASE CONSULT A LAWYER IN YOUR STATE FOR LEGAL ADVICE