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They are not going to give you the title as you do not own the car because you did not finish paying off what you owed. If they did not repossess it by now, which believe it or not is becoming more and more common, they are most likely not going to waster their time. If you call them for the title you are may be resurrecting the collection effort. You could try filing a lost title with the your state, see what the requirements are for obtaining one.