Bankruptcy Law

Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.

Ask a Lawyer,
Get an Answer ASAP!

Bankruptcy Law

On July 1st 2008, I co-signed for a loan with my boyfriend

Customer Question
for a 2003 jeep wrangler...
On July 1st 2008, I co-signed for a loan with my boyfriend for a 2003 jeep wrangler. We live in the state of Florida. I am the primary co-signer. Both of our names are XXXXX XXXXX title, but I am not sure about the registration.

In Sept. 2008, we broke up and my ex boyfriend refuses to pay for the car. He took the car, without me knowing, and moved to Virginia. He still refuses to pay.

1-     Is there any way for me to get my name off of the car, since he is refusing to pay? And I do not want to pay for a car that I am not driving.

2-     If I can’t get my name off of the car, is there any way I can have his name off of the car so I can sell it? Is there anything that can be done?

3-     If I claim bankruptcy, will I be able to claim this in my bankruptcy?
Submitted: 9 years ago.Category: Bankruptcy Law
Show More
Show Less
Ask Your Own Bankruptcy Law Question
Answered in 8 minutes by:
9/13/2008
Bankruptcy Lawyer: Marcus Parker, Attorney replied 9 years ago
Marcus Parker
Marcus Parker, Attorney
Category: Bankruptcy Law
Satisfied Customers: 460
Experience: practicing attorney including bankruptcy
Verified

1- Is there any way for me to get my name off of the car, since he is refusing to pay? And I do not want to pay for a car that I am not driving.

 

You could sign the title over to him and take it to the DMV (or local tax office in Florida).

2- If I can't get my name off of the car, is there any way I can have his name off of the car so I can sell it? Is there anything that can be done?

You would normally need to obtain possession of the car before an intelligent buyer would want to buy it from you.

3- If I claim bankruptcy, will I be able to claim this in my bankruptcy?

Yes.

Ask Your Own Bankruptcy Law Question
Customer reply replied 9 years ago
<p>He does not want anything to change. He wants me to keep paying while he has the car, he is not going to take sole possession of the car.</p><p>I am asking what I can do, since he will not take the car off my hands. Wouldn't he have to agree for me to sign the title over to him?</p><p> </p><p> </p><p>And if I can't have my name off the car, how can i take his name off?</p>
Bankruptcy Lawyer: Marcus Parker, Attorney replied 9 years ago

Of course he doesn't want anything to change; he is in the perfect situation. You must insist.

 

He presently has sole possession of the car. But you are on the title. If he wants the car, insist he refiance it so that you no longer are liable for the payments. Until he does that, I don't understand why you want your name off the title.

 

If he won't refinance, take the car and sell it.

Ask Your Own Bankruptcy Law Question
Customer reply replied 9 years ago
I am sorry to keep emailing you, but I am in Florida and he is in Virginia. I can't take the car and sell it. I am trying to figure out my options and what actions I can take since he is in another state and unwilling to comply.
Bankruptcy Lawyer: Marcus Parker, Attorney replied 9 years ago

You could just stop making the payments, but if he doesn't pay they may come after you or it could harm your credit.

 

You could possibly have the title transfered to him, but that would not affect your responsibility to see that the payments are made.

 

You could arrange with a repo. company to sieze the car and then you could have it sold in Virginia. Do you owe more than the car is worth?

Marcus Parker
Marcus Parker, Attorney
Category: Bankruptcy Law
Satisfied Customers: 460
Experience: practicing attorney including bankruptcy
Verified
Marcus Parker and 87 other Bankruptcy Law Specialists are ready to help you
Ask your own question now
Customer reply replied 9 years ago
Yes.
Ask Marcus Parker Your Own Question
Marcus Parker
Marcus Parker
Marcus Parker, Attorney
Category: Bankruptcy Law
Satisfied Customers: 460
460 Satisfied Customers
Experience: practicing attorney including bankruptcy

Marcus Parker is online now

A new question is answered every 9 seconds

How JustAnswer works:

  • Ask an ExpertExperts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional AnswerVia email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction GuaranteeRate the answer you receive.

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... Justanswer.com.
JustAnswer.com...has seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like justanswer.com/legal
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises!

Gary B.Edmond, OK

My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer.

EricRedwood City, CA

I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight.

MichaelWichita, KS

PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent.

Three H.Houston, TX

Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!!

ElaineAtlanta, GA

It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem.

TonyApopka, FL

Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help.

Mary C.Freshfield, Liverpool, UK

< Previous | Next >

Meet the Experts:

Terry L.

Terry L.

Attorney

2,672 satisfied customers

Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.

cortrightlaw

cortrightlaw

Attorney

511 satisfied customers

Attorney practicing Bankruptcy Law including Chapter 7, Chapter 11, Chapter 12, and Chapter 13.

JoeLawyer

JoeLawyer

Attorney

376 satisfied customers

Attorney in the practice of Bankruptcy Law since 1996

A.J.

A.J.

Attorney

262 satisfied customers

Experienced consumer bankruptcy attorney.

Fritz

Fritz

Attorney

209 satisfied customers

Florida attorney with extensive experience in Chapter 7 and Chapter 13 consumer bankruptcy cases

Law Girl

Law Girl

Attorney

153 satisfied customers

I am an attorney.

Paul K, Esq.

Paul K, Esq.

Attorney

141 satisfied customers

10 years Exp., Great customer service, Prompt responses.

< Previous | Next >

Related Bankruptcy Law Questions
Last May I was on a cruise ship with friends. During the
Hello my Name is Luke, Last May I was on a cruise ship with friends. During the course of the trip I was challenged to an arm wrestling match by a friend of a friend. I said no twice before excepting … read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,672 satisfied customers
I may have to file bankruptcy. I have a home, commercial
I may have to file bankruptcy. I have a home, commercial property (antique shop), 2 rental houses and a vacation cottage. I understand that if I file bankruptcy, I can keep my primary residence. I hav… read more
socrateaser
socrateaser
1,031 satisfied customers
I am in the process of filing a bk7 with a local atty. i am
i am in the process of filing a bk7 with a local atty. i am still filling out the mountain of paperwork from the atty so an actual filing has not taken place i suppose. my car will be included in the … read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
My mom and I had refinanced her home to combine our credit
My mom and I had refinanced her home to combine our credit card debt. My sister took over as POA and went and had the loan put in a reverse mortgage w/ out me knowing about it ( I was co-signer) and w… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
Can attorney make an appearance in a U.S. bankruptcy case
Can attorney make an appearance in a U.S. bankruptcy case for a creditor in a state that they are not licensed in?… read more
ScottyMacEsq
ScottyMacEsq
Doctoral Degree
17,072 satisfied customers
House value in 2010 is 51,000 in 2006 was 149,000. Owe
House value in 2010 is 51,000 in 2006 was 149,000. Owe 135,000, both over 70 year need to move to children in another state. Cannot sell... Credit Union reduced interest 5.90 to 3.37 for 3 years.They … read more
MShore Law
MShore Law
Doctoral Degree
1,233 satisfied customers
We have an In-house financing car company and sell vehicles
We have an In-house financing car company and sell vehicles and carry the loan. We just received a document that the customer filed chapter 7 bankruptcy. The hearing is next month. What can we do, if … read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
I have a court decision in my favor for Small Claims. I have
I have a court decision in my favor for Small Claims. I have had to file Garnishment papers to attempt to get the money owed. Now the individual has filed Chapter 7 Bankruptcy. Can the person have the… read more
Terry L.
Terry L.
Attorney
Doctoral Degree
2,672 satisfied customers
I have a lawyer who filed a chapter 7 for us and now wants
I have a lawyer who filed a chapter 7 for us and now wants us to ask for the 7 to be dismissed or converted to a 13. He's a nice guy but i have a bad feeling that he has made some mistakes. I need hel… read more
socrateaser
socrateaser
1,031 satisfied customers
If my home is sold as a short sale, can I claim bankruptcy
If my home is sold as a short sale, can I claim bankruptcy rather than have to claim the difference as income? If you can't make the payment how will you pay the IRS ?… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,807 satisfied customers
Forbrievane is being offered to me by my bank. I am making
Forbrievane is being offered to me by my bank. I am making payments interest only each monthbut they will not renew loan. IF they call it i of course do not have the A/R or cash to pay it. I have pers… read more
Roger
Roger
Litigation Attorney
Doctoral Degree
26,807 satisfied customers
I am a tenant whose landlord was initially in foreclosure.
I am a tenant whose landlord was initially in foreclosure. However, the day before the auction she claimed bankruptcy. The mortgaging bank was posting notices on our door monthly and told me that we s… read more
Maverick
Maverick
Doctoral Degree
6,133 satisfied customers
I recently filed bankruptcy and had to do so pro se because
I recently filed bankruptcy and had to do so pro se because I could not afford an attorney. The trustee has proceeded to take both the amount of last year's plus this year's tax returns from me as wel… read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
This is confusing to me. i've tried to get answers today
this is confusing to me. i've tried to get answers today about filing bankrupsy. i'm not sure how many times my card has been charged now. i've asked several questions. all relating to bankrupsy and m… read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers
My daughter's ex-husband filed for bankruptcy and included
My daughter's ex-husband filed for bankruptcy and included the house which she rec'd in divorce on quit claim deed, She pays mortage payment each month and is not behind at all. Each month, however, w… read more
DrakeLAW
DrakeLAW
Juris Doctorate
835 satisfied customers
I want to file bankruptcy which route do i go. i have my
i want to file bankruptcy which route do i go. i have my primary residence (under modification right now with bank) a rental property, and approximately 30K in debt with credit cards and auto loan. I … read more
socrateaser
socrateaser
1,031 satisfied customers
I owe more on my 1st mortgage than my house is worth,
I owe more on my 1st mortgage than my house is worth, leaving my 2nd totally unsecured. Can I include that in a chptr 7? if not, why aren't we fighting to change the chpter 7 laws to allow homeowner t… read more
cfortunato
cfortunato
J.D.
7,967 satisfied customers
I'm handcaped and Held with my Brankrupies. I called the
I'm handcaped and Held with my Brankrupies. I called the over 65 year old but they have 50 brankrupies so I call until April.… read more
FiveStarLaw
FiveStarLaw
Attorney
Doctoral Degree
477 satisfied customers

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Show MoreShow Less

Ask Your Question

x