Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
Hello and thank you for allowing me to address your legal question.
No, the bankruptcy won’t affect your mom’s credit. All it means is that you personally will no longer owe the debt after you are discharged. Your mom will still owe the debt as before. Of course, the lease will be paid off long before you are discharged anyway. Tell your mom that she can rest easy.
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DISCLAIMER: Please understand that the complexities of most legal problems cannot be sufficiently addressed in this setting. Accordingly, my post is intended as general information only, and should neither be construed as specific legal advice, nor as an adequate substitute for the retention of legal counsel.