Bankruptcy Law Questions? Ask a Bankruptcy Lawyer.
In Florida your bankruptcy will include any personal injury settlement you receive. They will look back up to two years, and any money you collect in the future, will be collected by the Trustee and used to distribute funds to your creditors. One of the three always asked questions in a 341 meeting are you or do you have a reason to see an attorney regarding a personal injury claim, if the answer is yes, the bankruptcy court goes after that settlement.
If she has a deficiency judgment against you, she will be able to execute on any bank accounts or wages just like any other civil judgment.