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Guru_Guy, Attorney
Category: Bankruptcy Law
Satisfied Customers: 2418
Experience:  Years of experience providing advice on bankruptcy and other alternatives to debt problems.
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My wife and I are going through a divorce in the state of ...

Customer Question

My wife and I are going through a divorce in the state of Virginia. She just filed bankruptcy for her share of $350K of debt she primarily racked up. Should I file now as well or wait until the divorce is final? My divorce attorney is telling me if her debt is discharged it falls 100% on me.
Submitted: 9 years ago.
Category: Bankruptcy Law
Expert:  Guru_Guy replied 9 years ago.
Your attorney is correct. If the two of you jointly owe debt, and she defaults (or goes through bankruptcy) you are 100% liable for all of the debt. If you do not have the resources to pay off all of the debt, and will likely need to file anyway, you might as well get started now. Otherwise, creditors will just start coming after you.

I hope this helps!


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