How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Law Girl Your Own Question
Law Girl
Law Girl, Attorney
Category: Bankruptcy Law
Satisfied Customers: 4606
Experience:  I am an attorney.
Type Your Bankruptcy Law Question Here...
Law Girl is online now
A new question is answered every 9 seconds

I have a question about what can be discharged in ...

This answer was rated:

I have a question about what can be discharged in bankruptcy. My son got student loans back in 1991 from Sally Mae. 2 years later, they discounted the loans and sold them to United Student Aid Funds, Inc. (USA Funds is a private corp). One attorney told me tht he TOUGHT the loan could be discharged if it is not a government agency or backed by the US government. Can these loans ($5200) and $3100 to a private business college be discharged?


Thank you for your question.

Student loans are no longer dischargable in any chapter of bankruptcy unless you can prove that repaying the loan creates an undue hardship on you or your family.

Proving hardship usually requires showing that the payor can not provide a minimum standard of living the payor or the payor's dependents if they have to repay the loan. Some courts will discharge part of the loan on a showing that repaying it all would be a hardship.

Please let me know if you have any other questions, or require clarification of this matter. Otherwise please hit "ACCEPT", so I may receive credit for my response. Tips and feedback are also appreciated.

Good Luck!


Law Girl and other Bankruptcy Law Specialists are ready to help you

Related Bankruptcy Law Questions