Bankruptcy Law
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Terry L., Attorney
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Better Business Bureau. 18yrs bankruptcy experience. Chicago Bar Assoc. American Bankruptcy Institute member.
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Common inquiries about declaring bankruptcy


Can I file for bankruptcy if I don’t think I can repay my debts in the future?


Chapter 7 is suited for people and businesses who don’t have the ability to erase their debts due to insufficient funds and income. You would have more debts erased with this form of bankruptcy, but you’ll also lose more of your assets.


If I’m filing for Chapter 13, do I get to make my own repayment plan?


You’ll need to propose a plan that showcases your income, as well as the way you plan to pay off what you owe. To finalize this plan, however, you’ll need to work with the court in order to use your property value, income and total debt to come up with the specifics of the payments you’ll need to make.


How do I get started with filing for bankruptcy?


The exact procedure for filing will vary from location to location. It will also depend on the type of bankruptcy being filed for. The only way to know for certain is to speak with an Expert.


JustAnswer allows you to speak to legal Experts with backgrounds in bankruptcy proceedings. Just be sure to have all relevant information regarding your situation on hand when you ask for assistance.