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I currently have a claim with my insurance regarding a car
I currently have a claim with my insurance regarding a car accident in January to which I was not at fault, I submitted a Police crash report as well as a insurance claim and the other party are denying liability. The damage to my car was quoted at approx $7,000 and due to the other party denying liability I need to pay the excess of $700. This claim has been ongoing since January and my insurance company (Allianz) just keep emailing me saying the other party is denying liablity, I don't feel that I should be out of pocket for an accident that wasn't my fault and want to know if I should be seeking legal advice or if my insurance company should be doing more? … read more
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DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

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